Boomer Retirement Crisis: How To Avoid It

The approaching retirement wave can be disastrous, with many retiring boomers expressing distress over being unprepared financially. According to a new survey, many boomers find themselves in a retirement crisis as they struggle to compete with the cost of living.  (Berger, C. (2024, February 8). Boomers believe they don’t have enough money to retire. Signs […]

Ignore the Hype and Protect Your Portfolio

Billionaire Larry Fink recently made headlines when he declared that he was more optimistic than ever about the stock market. He says investors should be 100% in equities presently if they can handle it. That’s crazy talk. Stocks don’t even make the top 2 of the lists of preferred assets of the ultra-wealthy, so to […]

EVs and Lessons in Demand

How many times have you heard a revolutionary industry, product, or market was a “sure thing” or a “can’t miss?” Once the darling of Wall Street, electric vehicles and the cottage industries that sprung up around them are no longer a sure thing. To witness the falling out of favor of EVs with consumers as […]

The Need for Affordable Housing in the Market and in Your Portfolio

There’s an affordable housing problem in America, and it’s not going away anytime soon. The problem stems from both the demand and supply sides. Demand shows no signs of easing as home affordability continues to be out of reach for many Americans, and supply shows no signs of catching up to demand any time soon. […]

Investing Goals for 2024

What is your investing ethos?  What are the guiding beliefs or principles behind your investments or your approach to money? What motivates you when you invest? Do you have an investing ethos, or do you even put much thought into your investments or the impact or implications of your investment choices? Maybe it’s time to […]

New Investment Goals for 2024

Change… The past few years have seen some major developments across the globe that have reshaped our world and touched almost every part of our lives. You can almost mark the date when things started to change drastically across the globe. January 20, 2020, is the date when everything changed. That was the date when […]

The Simplicity of Investing Differently

The stock market has been on a roller coaster ride recently, with everything from COVID to wars to inflation and high interest rates all contributing to stock market volatility. The stock market is consistently inconsistent, but the past few years have seen extra volatility. While the average investor is used to market volatility, with some […]

How Opinions Affect Your Wealth

U.S. Navy test pilot Alan Shepard became the first American in space on May 5, 1961, when he piloted the Mercury spacecraft Freedom 7 on a 490-kilometer (300-mile) 15-minute suborbital flight. I imagine that during the selection process, Alan Shepard had a lot of questions for NASA’s engineers and scientists. What if, in response to […]

Don’t Read Too Much Into The Housing Headlines

Warren Buffett and his buddy and investing partner, Charlie Munger, made headlines recently when they expressed their worry over the commercial real estate sector. They believe a storm is brewing in the sector that could engulf the banks and impact the broader market. “The buildings don’t go away,” Buffett said at the May 2023 Berkshire […]

Professional Investors Cannot Get It Right

Venture capital (VC) funds and the venture capitalists who run them are professional investors (in the business of funding startups) but a more appropriate job title might be unicorn hunters.  That’s because armed with client money, VCs take a reckless approach to investing that’s not unlike the average stock investor.  They’re constantly seeking unicorns – […]