The Government Protection Plan: It Does NOT Include You

If there’s one thing I’ve learned in my life, it’s that the government and politicians are only interested in taking care of one thing: themselves.

Take, for instance, recent news coming out of Washington. In light of the recent bank failures, Treasury Secretary Janet Yellen said that the government is prepared to take additional actions to protect smaller banks as the U.S. financial system confronts the worst crisis since 2008.

We all know what happened to the incumbent ruling party in 2008. It got swept out of the White House and lost control of both chambers of Congress. In the wake of the bank failures and financial crisis of 2008, the ruling party got hammered in the elections. Desperate to avoid a similar fate, the current ruling party is trying to avoid a similar fate. Sure, they’re saying all the right things and that they’re ready to save banks in the name of the “public interest” and to protect the “little guy,” but all they’re doing is protecting themselves.

Do you know who’s protecting the little guy? Other little guys. Who do you think is paying for these bank bailouts? Taxpayers.

Bank bailouts and all the other government money-printing exercises are just part of the bigger Government Protection Plan – the plan to keep crooked politicians in power. This plan does not include and has nothing to do with you. It’s all about smoke and mirrors and fooling the public into thinking that the government is this superhero team of do-gooders when it’s not.

The government has proven over and over again that it’s not very good at much of anything other than running things into the ground – case in point. The social security trust fund that funds social security payments is expected to be depleted by 2034. And if ruining government retirement plans isn’t enough, there’s even talk of the federal government taking over 401(k)s and managing those assets.

The thinking is that instead of putting the management and investment of 401(k)s in the hands of private fund managers who receive a fee for their services, those responsibilities and compensation should defer to the Feds. It sounds like another horrible idea that only lines the government’s and politicians’ pockets.

As if Americans aren’t struggling enough to make ends meet during retirement, the last thing they need is for the government to destroy another meager source of retirement. It’s already well established that most Americans don’t have enough resources to last them through retirement – even those with 401(k)s to supplement their social security. The Fed takeover plan will only make things worse.

The lesson is that you should rely on something other than the government to provide for your retirement. You should take steps to protect your retirement from the government.

Smart investors take steps to protect their retirements from the government and other incompetent managers and advisors who are the only ones who benefit from your retirement funds.

​​They leave nothing to chance and prefer to take control of their retirement fates and the road to financial independence. They prefer to invest in certainty and place their money in trusted hands if they have to part with their money to achieve their dreams of retiring early.

Smart investors aren’t smarter than everyone else; they’re just smart about where they put their money. Instead of relying on the government or incompetent money managers, smart investors prefer to take control of their retirement by teaming up with seasoned professionals and experts with a track record of success to help grow and preserve their wealth through solid investments with a long history of generating reliable and predictable returns.

Instead of entrusting their hard-earned money to the government or faceless public fund managers and public company CEOs, sophisticated investors prefer to invest in private companies that offer more transparency and access to their decision-makers.

The fact that some of the most important factors that go into an investment decision have to do with the track record and competency of private company decision makers, private company transparency, and accessibility are huge draws for these seasoned investors.

Don’t rely on the government for your retirement. You should take steps to protect your retirement from the government in case it decides to take over 401(k) ‘s.

​​For those who don’t want to worry about their retirement, consider investing in private companies that invest in tangible assets the government is less likely to seize and where management makes itself available to potential investors to ensure your investment objectives align with theirs. One thing’s for sure.

​​The government’s interests will never align with yours because the government’s only interested in protecting itself and not you.



Mike Ayala has owned and operated mobile home parks since 2007, and has been active in construction and management since he was 15 years old. He graduated from the Associated Builders and Contractors 4-year project management program at age 22 and then became a licensed instructor. He is also the host of the Investing for Freedom podcast.